Travel Insurance for German VISA
Travel Insurance for German VISA
Oktoberfest, Cologne Cathedral, bold Bavarian culture, buzzing Berlin and the Nuremberg Christmas Market are just a few of the reasons why many travellers around the world decide to visit the beautiful country of Germany. But before you start packing your things to travel to Germany, it is important to do some research on the entry requirements for Germany beforehand.
If you are from outside the European Union (EU) but are studying or working in the UK, for example, an international student from China, India, or Nigeria. Then, the first question you need to ask is “Can I travel to Germany without a Visa?”. Unfortunately, you will likely need to require a Schengen Visa to have access to Germany.
When it comes to getting a Schengen Visa, as part of your visa application you will need travel insurance for Schengen Visa to Germany that meets the Schengen requirements. The good news is our Voyager Europa Travel Insurance can help you with this, as our policy is an approved Schengen Visa Travel Insurance policy that you can purchase to successfully complete your Schengen Visa application.
Each Voyager Europa Germany Visa Insurance policy includes a special summary Visa Letter, to accompany your Insurance Certificate and policy documents, outlining that the policy meets these criteria and to help support your Schengen Visa Application.
Click the get a quote button to buy Germany Schengen Visa Travel Insurance online for peace of mind when you're travelling to Germany whether it is for their architecture, history, or their world famous, non-stop night life.
What Countries Require Schengen Insurance?
Most of the countries in the EU will require a Schengen VISA and therefore a suitable Schengen Travel Insurance. The following countries are all part of the Schengen Area: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland*, Italy, Latvia, Liechtenstein*, Lithuania, Luxembourg, Malta, Netherlands, Norway*, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland*.
Please note: Romania, Bulgaria, and Cyprus will soon be members of the Schengen Area.
*For these countries, even though they are not an EU member, they are part of the Schengen area, therefore you would still need a Schengen Visa and Schengen Approved Travel Insurance.
Policy Summary:
Schengen VISA Approved 
Emergency Medical Expenses - up to £/€5 million
Repatriation to Country of Residence
Assistance in Case of Death
24/7 Emergency Helpline
Cancellation - up to £/€3,000
Baggage - up to £/€1,000
2 Options available including:
Schengen Winter Sports Cover, Pets Cover...see all
Schengen VISA Germany Travel Insurance Options
This Travel Insurance product offers a range of different options.
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Schengen Winter Sports Cover
Schengen Travel Insurance with Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Pets Cover
Schengen Travel Insurance with Pets Cover will provide protection for lost or stolen pets, and cover for expenses incurred for emergency medical treatment if your pets sustained an injury from an accident.
Voyager Europa Travel Insurance for Germany Visa – Summary of Cover
Our Voyager Europa travel insurance has 2 levels of cover to choose from, so we've created a short summary of our policy in the table below to help you make the right Schengen travel insurance choice for your upcoming trip.
When choosing, make sure you choose enough cover for the cost of your trip and how much baggage you are taking.
| Benefits Schedule | Tier 1 (£/€) | Tier 2 (£/€) | Excess (applicable for both levels of cover) |
| Schengen VISA Approved | |
|
|
| Cancellation or Curtailment | 1,500 | 3,000 | 85 |
| Emergency Medical Expenses | 1 million | 5 million | 85 |
| Baggage | 350 | 1,000 | 85 |
| Personal Liability | 1 million | 2 million | 100 |
What are the German Visa Travel Insurance Requirements?
When travelling to any member states of the Schengen area, a Schengen Visa must be obtained. You may be looking for the cheapest Travel Insurance for Schengen Visa, however, part of the requirement of the Schengen Visa is having an approved Travel Insurance policy that meets the following criteria:
- Minimum coverage of at least €30,000 (approximately $33,000 or £26,000) for Emergency Medical Expenses.
- It should cover all member states of the Schengen Area.
- Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.
How do I Apply for Schengen Travel Insurance for Germany?
It’s quick and easy to get a quote for Voyager Europa Travel Insurance for Germany Visa: just click the ‘Buy Online’ buttons to get a fast quote and buy travel insurance for Schengen Visa to Germany or if you prefer to speak with someone then you can call our team direct on 01483 806 681.
What is Travel Insurance and What Does it Cover?
While going abroad should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Europa Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.
Travel Insurance Benefits
The following summary of Travel Insurance benefits are just some of the areas of cover on our Voyager Europa Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.
Cancellation or Curtailment
A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.
This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.
Emergency Medical Expenses
Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.
Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.
Baggage
Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.
Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.
Personal Accident
In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.
Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.
Travel Delay
No one likes to be delayed when travelling!
So with Voyager Europa Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.
Please note: If you need this cover it is only available on Tier 2 Voyager Europa Policy.
Missed Departure / Journey Disruption
Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.
This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.
These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Europa Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.
Please note: If you need this cover it is only available on Tier 2 Voyager Europa Policy.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.