Voyager Plus Short Stay Travel Insurance for Single Trips
Short Stay Travel Insurance
Are you going for a short getaway to France, or maybe even further afield to the USA to try out the rides at Disneyland or Universal Studio? Our Voyager Plus Short Stay Travel Insurance policies are an affordable way to get the financial protection you need in case you require emergency medical treatment whilst abroad, your bags are lost in transit, and much more. If you are planning to do a short staycation in the UK, our Short Stay Travel Insurance can also cover UK holidays.
Our Voyager Plus Single Trip Travel Insurance policies offer great value for family holidays, as kids go free. What's more, our Short Stay Travel Insurance policies have no age limit meaning that they are available for purchase for people of all ages!
Voyager Plus Short Stay Travel Insurance covers a wide range of sports and activities as standard however if your holiday involves more adventurous activities or if you are planning a ski or snowboarding holiday for your single trip then you may need to include one of our policy options which are explained below.
With our Short Trip Travel insurance, you can add different policy options to tailor your policy, and there are cover choices for golfing holidays, cruise holidays, gadgets cover and much more! For your Voyager Short Stay Travel Insurance policy to have extended cover for these areas, you will need to select the policy option you require in the quote process and pay the appropriate additional premium.
And if you suddenly feel unwell on your holiday, you may be wondering how to see a doctor when away from home, especially if you are abroad. Our Short Stay Travel Insurance policy now includes a service where you can speak to a 24/7 doctor while abroad as standard*. To find out more about this service, click here.
To purchase Voyager Plus Travel Insurance for Single Trip to cover your holiday, click the 'Get a Quote' button.
However. If you have several trips in mind for the year ahead, for example travelling to Europe and then the USA within 12 months. It may not be a cost-effective solution to purchase a single trip travel insurance to Europe, and a separate single trip travel insurance to the USA. Then Voyager's Annual Multi-trip Travel Insurance might be more suitable for you.
If you’re travelling for a longer period, where the duration of your holiday exceeds the maximum trip duration limit on the Short Stay policy, then take a look at our Long Stay policy which goes up 18 months (extendable to 24 months upon referral).
Frequently Asked Questions
1. What is Short Stay Travel Insurance?
Short Stay Travel Insurance is a policy for travellers who are planning on one specific trip. For this policy, Single Trip Travel Insurance is an alternative name that other travel insurance providers may use.
The maximum trip duration on our Single Trip Travel Insurance for your UK and overseas holiday is up to 62 days. However, the maximum trip duration would be 31 days if you are:
- Between the age of 75 to 84 who are travelling to Area 3 and Area 4
- Aged 85 and over travelling to all areas
2. How does Single Trip Travel Insurance work?
Cover under this insurance starts when you leave your home or place of business in your home country at the start of your trip and finishes immediately upon your return to your home or place of business in your home country for any reason.
For the trip cancellation cover, this cover starts at the time the premium is paid or the date you book your trip whichever is later. Please note: Cancellation cover ends immediately when you leave your home in your home country to start your trip.
3. What destinations are covered under Voyager Plus Travel Insurance for Short Trips?
Our Voyager Plus Single Travel Insurance can cover short trips to the following areas: depending on the area selected at the time of purchase:
- Area 1: The United Kingdom, Including Northern Ireland
- Area 2: Includes all countries in Area 1 and additionally the Isle of Man, the Channel Islands, the continent of Western Europe, any country with a Mediterranean coastline (excluding Algeria, Libya, Syria & Israel), the Canary Islands, Madeira and Iceland
- Area 3: Includes all countries in Areas 1 & 2 and additionally Worldwide (excluding North America, the USA, Canada, Mexico, the Caribbean Islands, the Bahamas & Bermuda)
- Area 4: Includes all countries in Areas 1, 2 & 3, and additionally North America, the USA, Canada, Mexico, the Caribbean Islands, The Bahamas & Bermuda
Policy Summary:
Medical Expenses - Up to £10 million
Personal Liability - Up to £3 million
Cancellation - Up to £10,000
Abandonment - Up to £10,000
Personal Possessions - Up to £3,500
Financial Protection - Up to £3,000
Disruption - Up to £1,000
8 Options available including:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
Short Stay Travel Insurance Options
This Travel Insurance product offers a range of different options.
Winter Sports Cover
Winter Sports Cover provides protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Travel Insurance with Cruise Cover
Enhance your Voyager Plus Travel Insurance with our Optional Cruise Cover for added protection against, cruise interruptions, missed port departures, and many other unexpected cruise-related events.
Travel Insurance with Gadget Cover
Add Gadget Cover to your Voyager Plus Travel Insurance to protect your gadgets if it gets stolen, lost or damaged while abroad. This cover is available for up to 4 gadgets per person.
Disaster & Terrorism Disruption Cover
Add Disaster & Terrorism Disruption Cover option to your Voyager Plus Travel Insurance policy to cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.
Action Activities Cover
Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
Sports Equipment and Cycle Insurance Cover
Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.
Golf Travel Insurance
Add Golf Insurance to your Voyager Plus Travel Insurance policy to get cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged
Business Travel Insurance – Business Plus Option
Add Business Plus Insurance option to your Voyager Plus Travel Insurance policy to protect your business equipment, money, staff replacement costs and more.
GP on Demand Remote Service
Going abroad on your holiday should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad?
The good news that all Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.
What is GP on Demand and What Service Does it Provide?
Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call* with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.
The medical practitioners on this service are able cover a wide range of subjects including:
- Advice for managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
- Answer general questions about prescriptions, travel, and lifestyle
Once you've booked an appointment through the GP on Demand app, you'll receive a call back from a GP within 15 minutes of the appointed time.
For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.
*Video appointments are available 7 days a week, between 8am and 10pm
What is Travel Insurance and What Does it Cover?
While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Plus Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.
Travel Insurance Benefits
The following summary of Travel Insurance benefits are just some of the areas of cover included as standard across all levels of cover on our Voyager Plus Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.
Cancellation or Curtailment
A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.
This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.
Emergency Medical Expenses
Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.
Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.
Baggage
Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.
Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.
Personal Accident
In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.
Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.
Travel Delay
No one likes to be delayed when travelling!
So with Voyager Plus Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.
Missed Departure / Journey Disruption
Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.
This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.
These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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Long Stay Travel Insurance
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