Voyager Plus Family Travel Insurance
Family Travel Insurance
Going on a family holiday is the perfect opportunity to create everlasting memories with your family. Whether you’re taking your family on an adventurous trip, sightseeing around a city, or simple having a beach holiday, you’ll probably want to consider getting family travel insurance to protect your family.
Here at Voyager Plus, we understand the hassle of having to buy individual travel insurance for each family member. To help make that part of your family holiday stress-free, Voyager Plus Family Travel Insurance covers you and your children all under one convenient policy.
Why Choose Voyager Plus for Family Travel Insurance?
At Voyager Plus, travel insurance is done differently. We believe that the best family travel insurance isn't necessarily the one with the lowest price. Rather, the most important factor is the level of financial protection it provides for you and your family, giving you peace of mind should the unexpected happen during your holiday.
Voyager Plus has over 25 years of experience in providing family travel insurance to UK families. Our Family Travel Insurance can cover up to £10 million in Emergency Medical Cover if you or your family require medical treatment while abroad. Not only this, but our policy also includes the cost of Emergency Repatriation back to your home country, if medically needed.
Furthermore, no parent would want to see their child suddenly feel unwell, especially on a family holiday, and be unable to speak to a GP or pharmacist about it. That’s why as standard all Voyager Plus Family Travel Insurance include GP On Demand, a 24/7 service where you can speak to an NHS Trained Doctor while abroad for no extra cost. To find out more about this service, click here.
What Are The Other Benefits of Getting a Family Travel Insurance?
For many people, providing financial protection against unforeseen events that aren’t covered by GHIC (The UK Global Health Insurance Card) is the main benefit of getting travel insurance for your family. Other benefits include cover for having to cancel or cut short your family trip or losing your baggage.
In addition, you can tailor Family Travel Insurance by adding on extras to include the cover you need*. For example, with our Action Activities Option, you can get extended cover to include adventurous activities you might be doing with your family e.g. canyoning or rafting (in a river that is grade 4 and over). Or you can protect your camera, tablet PC and your smartphone if it gets stolen or accidentally damaged with our Gadget Cover.
*NB: To benefit from additional cover, you’ll need to select the policy options you require in the quote process and pay any additional premiums.
What Travel Insurance Options are Available for Families?
Voyager Plus offers different travel insurance options for you to choose from to best suit your family’s needs:
- Single Trip Family Travel Insurance: This policy type is designed for families looking to cover one family trip or holiday abroad
- Annual Multi-Trip Family Travel Insurance: This policy type is designed for families planning to go on more than one family trip within 12 months. For example, a holiday in Europe during the winter break, then to the USA for the summer holidays, and covers any number of trips made during the specified 12 months
What’s more, with family annual travel insurance, family members on the policy can travel independently of the main family group. However, children who are under the age of 18 would need to be accompanied by one adult.
Frequently Asked Questions
1. What Does Family Mean for Travel Insurance?
Voyager Plus Family Travel Insurance provides cover for 2 adults, or 1 adult in the case of a single-parent family, and all of their children, including foster children. Additionally, children who are aged 20 or under, and in full-time education can be added to a Voyager Plus Family Travel Insurance policy for free!
2. What Area Should I Select on My Family Travel Insurance?
For travel insurance purposes countries are put into Areas, and there are 4 Areas in total. If you’re unsure which Area to choose for your family holiday, please see below to find out which Area to select when purchasing your Voyager Plus policy:
- Area 1: The United Kingdom, Including Northern Ireland
- Area 2: Includes all countries in Area 1 and additionally the Isle of Man, the Channel Islands, the continent of Western Europe, any country with a Mediterranean coastline (excluding Algeria, Libya, Syria & Israel), the Canary Islands, Madeira and Iceland
- Area 3: Includes all countries in Areas 1 & 2 and additionally Worldwide (excluding North America, the USA, Canada, Mexico, the Caribbean Islands, the Bahamas & Bermuda)
- Area 4: Includes all countries in Areas 1, 2 & 3, and additionally North America, the USA, Canada, Mexico, the Caribbean Islands, The Bahamas & Bermuda
3. How Do I Get a Quote for Family Travel Insurance?
Our Voyager Plus Single Travel Insurance can cover short trips to the following areas: depending on the area selected at the time of purchase: It’s quick and easy to get an instant travel insurance quote from Voyager Plus with these simple steps.
- Click the “Get a Quote” button
- Select either “Family” or “Single Parent Family” and enter your details in the quote system
- Choose the appropriate level of cover and tailor your policy to your family’s needs
- Get your Family Travel Insurance quote
Policy Summary:
Medical Expenses - Up to £10 million
Personal Liability - Up to £3 million
Cancellation - Up to £10,000
Abandonment - Up to £10,000
Personal Possessions - Up to £3,500
Financial Protection - Up to £3,000
Disruption - Up to £1,000
5 Options available including:
Travel Insurance with Gadget Cover, Action Activities Cover, Winter Sports Cover, Travel Insurance with Cruise Cover...see all
Family Travel Insurance Options
This Travel Insurance product offers a range of different options.
Winter Sports Cover
Winter Sports Cover provides protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Travel Insurance with Cruise Cover
Enhance your Voyager Plus Travel Insurance with our Optional Cruise Cover for added protection against, cruise interruptions, missed port departures, and many other unexpected cruise-related events.
Travel Insurance with Gadget Cover
Add Gadget Cover to your Voyager Plus Travel Insurance to protect your gadgets if it gets stolen, lost or damaged while abroad. This cover is available for up to 4 gadgets per person.
Action Activities Cover
Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
Sports Equipment and Cycle Insurance Cover
Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.
GP on Demand Remote Service
Going abroad on your holiday should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad?
The good news that all Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.
What is GP on Demand and What Service Does it Provide?
Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call* with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.
The medical practitioners on this service are able cover a wide range of subjects including:
- Advice for managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
- Answer general questions about prescriptions, travel, and lifestyle
Once you've booked an appointment through the GP on Demand app, you'll receive a call back from a GP within 15 minutes of the appointed time.
For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.
*Video appointments are available 7 days a week, between 8am and 10pm
What is Travel Insurance and What Does it Cover?
While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Plus Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.
Travel Insurance Benefits
The following summary of Travel Insurance benefits are just some of the areas of cover included as standard across all levels of cover on our Voyager Plus Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.
Cancellation or Curtailment
A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.
This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.
Emergency Medical Expenses
Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.
Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.
Baggage
Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.
Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.
Personal Accident
In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.
Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.
Travel Delay
No one likes to be delayed when travelling!
So with Voyager Plus Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.
Missed Departure / Journey Disruption
Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.
This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.
These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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