Voyager Plus Travel Insurance
Travel Insurance Done Differently
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Booking a holiday is always an exciting time—whether you're dreaming of soaking up the sun on the beach or setting off to explore a new city. Before you pack your bags, there’s one important thing to tick off your list: travel insurance. While no one likes to think about things going wrong, from losing your suitcase to flight delays to maybe feeling unwell that requires medical treatment. Having the right cover in place means you can enjoy your holiday with confidence.
Finding the right travel insurance can be challenging, with so many details to consider. That’s why our Voyager Plus Travel Insurance offers three policy types: Single Trip, Annual Multi-Trip and Long Stay, making it easier for you to choose the option that best suits your needs.
Single Trip Travel Insurance
- Perfect for a short holiday or one-off trip
- Covers trips up to 62 days
- No upper age limit
Policy Options include:
Winter Sports Cover, Travel Insurance with Cruise Cover, Action Activities Cover, Golf Travel Insurance...see all
Annual Multi Trip Travel Insurance
- Ideal for frequent travellers
- Covers unlimited trips within a 12-month period
- Option to extend cover up to 62 days per trip
Policy Options include:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
Long Stay Travel Insurance
- Designed for backpackers, gap years, and career breaks
- Cover available from 2 to 18 months
- Option to return home for up to 2 weeks
Policy Options include:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
Why Do You Need Travel Insurance?
Whether you’re heading to somewhere familiar or seemingly safe, travel insurance is still important. After all, the unexpected can happen. For instance, a cancelled flight, an injury requiring medical treatment, food poisoning, or theft of your luggage.
If you’re thinking of depending on your Global Health Insurance Card (GHIC) in Europe, please be aware that it only provides limited medical cover. For instance, GHIC won’t cover costly services like getting you home in an emergency. Alternatively, if you’re going on holiday to America, the cost for emergency medical treatment can be quite high.
The benefit of travel insurance is that it provides financial protection not only against the risk stated above, but also many more. These include holiday cancellations and lost belongings, giving you peace of mind to enjoy your holiday.
Which Travel Insurance Cover Is Right for You?
There’s no one-size-fits-all travel insurance, because the “best” travel insurance for you really depends on your travel plans and personal needs. Voyager Plus Travel Insurance has 4 levels of cover that give an option for every budget. The following table is a quick overview to help you decide which is best suited for you.
| Policy Highlights | Standard (£/€) |
Enhanced (£/€) |
Prime (£/€) |
Supreme (£/€) |
| Cancellation | 1,000 | 2,500 | 5,000 | 10,000 |
| Baggage | 1,000 | 1,500 | 2,500 | 3,500 |
| Missed Departure | 250 | 500 | 750 | 1,000 |
| Travel Delay (per 12 hours) |
100 (20) |
200 (20) |
250 (25) |
500 (10) |
| Emergency Medical Expenses | 5 million | 7.5 million | 10 million | 10 million |
The table above highlights just a few things our policy covers. For full details on the levels of cover available, please refer to the Policy Wording.
Click below to get an instant travel insurance quote.
What Travel Insurance Policies Are Available?
At Voyager, we understand there are diverse travel needs, which is why we’ve designed a range of travel insurance types, including family, motorcycle tour, expat, and backpacker policies, so you can select the one that is the right fit for your holiday.
Family Travel Insurance
- Protect your entire family under one convenient policy, covering parents and kids under 20 years old, allowing you to enjoy family holiday
- Kids under 20, in full time education, and living at the same address go free on all family policies
Policy Options include:
Travel Insurance with Gadget Cover, Action Activities Cover, Winter Sports Cover, Travel Insurance with Cruise Cover...see all
Already Travelling Travel Insurance
- Get the cover you need, even if you've already set off on your trip
- Already Departed cover provides immediate coverage from purchase
Policy Options include:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
Expat Travel Insurance
- Stay protected while living abroad with travel insurance designed for UK expats
- Enjoy the same cover as UK residents, even while living in the EEA
Policy Options include:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
Non-UK Resident Travel Insurance
- Travel with confidence with insurance designed for non-UK residents
- Residents of the EEA can access the same benefits as UK travellers
Policy Options include:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
Motorcycle Tours Travel Insurance
- Ride with peace of mind on your motorcycle tour with cover for motorcycle enthusiasts
- Cover motorcycles over 125cc engine size
Policy Options include:
Action Activities Cover, Travel Insurance with Cruise Cover, Business Travel Insurance – Business Plus Option, Disaster & Terrorism Disruption Cover...see all
What Our Customers Are Saying About Us
We take pride in helping our customers find the appropriate travel cover. This is why we’ve been awarded the Platinum Trusted Service Award for four years in a row.
Here’s our latest travel insurance reviews of what our customers have to say about us and the peace of mind our Voyager Plus can offer.
Frequently Asked Questions About Travel Insurance
1. What Is Travel Insurance and How Does It Work?
Travel insurance provides you with financial protection should something unexpected happen during your trip. It works by covering costs associated with unforeseen events, such as needing to cancel your holiday, requiring emergency medical treatment, or losing your belongings. Having travel insurance in place ensures you're protected against these risks, giving you peace of mind while you travel.
2. What Does Travel Insurance Cover?
Cancellation
Covers non-refundable, unused travel and accommodation costs, including pre-booked excursions if you need to cancel or cut short your trip
Emergency Medical Expenses
Cover for emergency medical treatment costs outside your home country, including repatriation if medically necessary
Baggage
Cover for loss, theft, or damage to your personal belongings including clothing worn, and luggage you took with you on your trip
Missed Departure
Cover for additional travel and accommodation costs if you miss your departure
Travel Delay
Cover if your public transport, such as plane, ship, train or coach, you booked to travel on is delayed by at least 12 hours
Personal Accident
Cover if you suffered life changing injuries during your trip
3. What Does Travel Insurance Not Cover?
- Changing Your Mind: If you cancel your trip simply because you no longer wish to go, you won’t be covered, as cancellation cover only applies to situations beyond your control
- Airline Strikes: If your journey is disrupted due to an airline strike, you’ll need to contact the airline for a refund or alternative arrangements
- Missed Flight: If you miss your flight due to oversleeping or not leaving enough time to go through airport security, missed departure cover will only apply to events beyond your control
4. Where Can You Buy Travel Insurance?
To buy travel insurance, simply click any of the quote buttons on this page, provide details about your holiday (such as travel dates and destination), and we’ll provide you with an instant quote online.
5. When Is It Too Late to Buy Travel Insurance?
It’s best to purchase travel insurance as soon as you book your holiday. Buying early ensures you’re covered for cancellation right from the moment your policy is active.
6. How Much Does Travel Insurance Cost?
The cost of travel insurance depends on the level of cover, your age, the length of your trip, and your destination. If you choose to enhance your policy with additional options, the cost will vary accordingly.
7. Can You Buy Travel Insurance for UK Holidays?
Yes, Voyager Plus Travel Insurance can also cover short getaways within the UK. For annual policies, you’ll need to be away for at least 2 nights using pre-booked, prepaid accommodation or transport.
Voyager Plus Travel Insurance Policy Options
Winter Sports Cover
Winter Sports Cover provides protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Travel Insurance with Cruise Cover
Enhance your Voyager Plus Travel Insurance with our Optional Cruise Cover for added protection against, cruise interruptions, missed port departures, and many other unexpected cruise-related events.
Business Travel Insurance – Business Plus Option
Add Business Plus Insurance option to your Voyager Plus Travel Insurance policy to protect your business equipment, money, staff replacement costs and more.
Disaster & Terrorism Disruption Cover
Add Disaster & Terrorism Disruption Cover option to your Voyager Plus Travel Insurance policy to cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.
Sports Equipment and Cycle Insurance Cover
Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.
Travel Insurance with Gadget Cover
Add Gadget Cover to your Voyager Plus Travel Insurance to protect your gadgets if it gets stolen, lost or damaged while abroad. This cover is available for up to 4 gadgets per person.
Golf Travel Insurance
Add Golf Insurance to your Voyager Plus Travel Insurance policy to get cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged
Action Activities Cover
Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.