Travel Insurance for Germany VISA
Thinking of visiting Germany? Germany is a popular tourist destination, attracting many visitors from outside the Schengen area.
Germany is famous for its history, culture, technology, and landmarks like the Brandenburg Gate and Neuschwanstein Castle. The country offers a great travel experience, especially in cities like Berlin and Munich. There is one important task to complete first: obtaining a Germany Schengen Visa.
Do You Need a Visa to Travel to Germany?
If you are from outside the European Union (EU) but are studying or working in the UK, such as a citizen from China or India, you will need a Schengen Visa for your trip to Germany. To apply for this visa successfully, you must purchase an approved Germany Schengen Visa Travel Insurance.
Why Do You Need Schengen Travel Insurance to Travel to Visit Germany?
When you apply for a Schengen visa to visit Germany, it is required by EU law to have Schengen Visa Approved travel insurance.
Germany is known for its excellent healthcare, giving you peace of mind if you become ill or get injured while in Germany. However, the costs for emergency medical treatment can be quite expensive. Schengen Travel Insurance will help pay for these medical expenses, ensuring you are protected during your trip to Germany.
Why Choose Voyager Europa Travel Insurance?
Voyager Europa Travel Insurance is designed specifically for Schengen Visa applications. Our policy stands out because it meets all the requirements for a Schengen Visa Travel Insurance. Here’s why you should choose us:
- 2 Levels of Cover: Tier 1 and Tier 2, both meeting Schengen Visa requirements
- Customisable Options: Enhance your policy with additional options tailored to your needs
- Visa Support: Each policy includes a special summary Visa Letter to support your Schengen Visa application
Special Options Available:
- Schengen Winter Sports Cover: Protects against lost, damaged, or stolen ski equipment, ski packs, and piste closure. Also includes extended emergency medical expenses for winter sports activities.
- Pets Cover: Covers lost or stolen pets and emergency medical treatment for pet injuries from accidents.
Travel Insurance for Germany VISA FAQs
1. What Are the Requirements for Germany Visa Travel Insurance?
To travel to any Schengen area member state, a Schengen Visa is required. The travel insurance for this visa must meet these criteria:
- Minimum Coverage: At least €30,000 for emergency medical expenses.
- Coverage Area: All member states of the Schengen Area.
- Additional Coverage: Repatriation for medical reasons, urgent health attention, emergency hospital treatment, or death.
2. How to Apply for Schengen Travel Insurance for Germany Visa?
Getting a quote for Voyager Europa Travel Insurance for Germany Visa is quick and easy:
- Online: Click the ‘Get A Quote' buttons for a fast quote and purchase.
- Phone: Call our team directly at 01483 806 681.
Policy Summary:
- Schengen VISA Approved
- Emergency Medical Expenses - up to £/€5 million
- Personal Liability - up to £/€2 million
- Cancellation or Curtailment Cover - up to £/€3,000
- Baggage Cover - up to £/€1,000
2 Options available including:
Schengen Winter Sports Cover, Schengen Pets Cover...see all
Travel Insurance for Germany VISA Options
Jump to...
Schengen Winter Sports Cover
Schengen Travel Insurance with Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Schengen Pets Cover
Schengen Travel Insurance with Pets Cover will provide protection for lost or stolen pets, and cover for expenses incurred for emergency medical treatment if your pets sustained an injury from an accident.
What is Travel Insurance and What Does it Cover?
While going abroad should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Europa Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.
Travel Insurance Benefits
The following summary of Travel Insurance benefits are just some of the areas of cover on our Voyager Europa Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.
Cancellation or Curtailment
A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.
This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.
Emergency Medical Expenses
Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.
Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.
Baggage
Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.
Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.
Personal Accident
In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.
Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.
Travel Delay
No one likes to be delayed when travelling!
So with Voyager Europa Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.
Please note: If you need this cover it is only available on Tier 2 Voyager Europa Policy.
Missed Departure / Journey Disruption
Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.
This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.
These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Europa Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.
Please note: If you need this cover it is only available on Tier 2 Voyager Europa Policy.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.