Travel Insurance with Cruise Cover


Relax, Explore, and Set Sail with Complete Peace of Mind

Cruises offer a unique and unforgettable travel experience, unlike any other type of holiday. Since much of your journey takes place at sea, it’s important to ensure that you're fully protected before you embark. If you’ve already booked your dream cruise, now’s the perfect time to consider travel insurance specifically tailored for cruising.

You might be wondering; Do I really need special cruise insurance? While not always mandatory, it’s a wise choice. That's why we offer Optional Cruise Cover, which can be seamlessly added to your Voyager Plus Travel Insurance plan. This extra layer of protection ensures you’re covered for any unexpected situations—both on board and ashore—so you can set sail with confidence, knowing you’re fully prepared for any adventure.

Our Cruise Holiday Insurance option is available on all types of Voyager Plus Travel Insurance policies including Short Stay, Long Stay, and Annual Multi-trip.

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What Does Voyager Plus Travel Insurance with Cruise Cover Include?
Policy Highlights Standard
(£/€)
Enhanced
(£/€)
Prime
(£/€)
Supreme
(£/€)
Excess
Applies

Cruise Interruption Cover

1,000 1,000 1,000 1,000 No

Missed Port Departure Cover

1,000 1,000 1,000 1,000 No

Cabin/Stateroom Confinement
(Per 24 hour period)

1,000
(100)
1,000
(100)
1,000
(100)
1,000
(100)
No

Itinerary Change Cover
(Per port)

500
(100)
500
(100)
500
(100)
500
(100)
No

Unused Excursions Cover

500 500 500 500 Yes

Rejoin Your Cruise Cover

500 500 500 500 Yes
Excess 150 100 75 50  

 

Voyager Plus Optional Cruise Cover includes:

  • Cruise Interruption: Coverage for travel and accommodation costs to re-join your cruise at the next port or reach the destination due to a lost or stolen passport and accompanying someone to the hospital
  • Missed Port Departure: Coverage for travel and accommodation costs to join your cruise at the next port due to a road accident, strike, or bad weather
  • Cabin Confinement: Coverage if you’re confined to your cabin due to compulsory quarantine or for medical reasons
  • Itinerary Change: Coverage for missing each scheduled port due to adverse weather or timetable changes
  • Unused Shore Excursion: Coverage for pre-paid and non-refundable excursions you couldn’t do because of cabin confinement or being in the hospital
  • Re-joining Your Cruise: Coverage for travel or accommodation costs to re-join your cruise at the next port or destination after needing hospital treatment on land for a temporary illness or injury

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Why You Need Travel Insurance with Cruise Cover?

Booking your dream cruise? There’s one thing you shouldn't overlook: travel insurance with cruise cover. Many cruise operators now require this coverage, and for good reason. If you fall ill or need emergency medical treatment during your cruise, the onboard medical centre can come with steep fees—this care is not included in your fare and can quickly rack up significant costs. In fact, some cruise lines won’t let you board without proof of insurance.

But it's not just about meeting operator requirements, consider the unexpected. If a medical emergency forces you to be airlifted to the nearest hospital, the costs can be astronomical. Or imagine if your trip gets disrupted due to unforeseen circumstances like bad weather or missed ports, without the right insurance, you're left bearing those costs.

Buying Travel insurance with cruise cover isn’t just about compliance; it's about protecting yourself, your wallet, and your peace of mind so you can truly relax and enjoy your cruise experience.

 

How To Get Voyager Plus Travel Insurance Including Cruise Cover

Adding Optional Cruise Cover to your Voyager Plus policy is easy:

  1. Get a Quote: Click any of the ‘Get a Quote’ buttons on this page.
  2. Select the Option: On the ‘Your Quote’ page, choose the Cruise Cover option.
  3. Purchase the Policy: Complete the process and enjoy your upcoming cruise holiday knowing you're covered.
Please Note. To ensure you choose the right level of travel insurance including cruise cover that best suit your needs and requirements - please review the information and levels of cover above before selecting one.
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