Business Plus Insurance Option
Going on a business trip, and think you have got the cover sufficient for your needs? The last thing you want is to put yourself or your business out of pocket in the event of unforeseen circumstances. So, when travelling for business, it is important to find the appropriate Travel Insurance to protect your business trip.
That’s where our “Business Plus” Travel Insurance option can help you, protecting you and your business’s pocket against disaster! Just select 'Business Plus’ option when purchasing your policy to include cover for your business trips.
Why do I need business travel insurance?
Incurring additional costs on your business trip due to your business equipment being stolen or having to arrange replacement staff due to illness on an insured trip. These situations could leave you and your business financially worse than before, and potentially lead to your business proceedings abroad being put on hold.
Our Business Plus Insurance option can protect your bank account and your business should a number of things go wrong while you’re abroad, and help you recover from mishaps abroad as fast as possible on your trip.
So, for a relatively small amount, you can add the optional business trip-focused cover to your Voyager Plus Travel Insurance Policy to protect your business travels.
Be the manager of your own life and get the business plus travel insurance option today.
What is covered under Voyager Plus Business Travel Insurance?
The table below is a summary of the cover you can benefit from Voyager Plus Travel Insurance for business trips.
|
Policy Options Benefits Schedule £/€ |
Level of Cover |
Level of Cover |
Level of Cover |
Level of Cover |
||||
|
Section of Cover |
Standard |
Excess |
Enhanced |
Excess |
Prime |
Excess |
Supreme |
Excess |
| Section 19. Business Plus Insurance | ||||||||
| 19.1 Business Equipment limit | 1,000 | 150 | 1,000 | 100 | 1,000 | 75 | 1,000 | 50 |
| 19.2 Business Equipment Hire/Delay (per 24 hour period) | 500(50) | Nil | 500(50) | Nil | 500(50) | Nil | 500(50) | Nil |
| 19.3 Business Money | 1,000 | 150 | 1,000 | 100 | 1,000 | 75 | 1,000 | 50 |
|
- Cash limit |
500 |
150 |
500 |
100 |
500 |
75 |
500 |
50 |
| 19.4 Staff Replacement costs up to | 2,500 | 150 | 2,500 | 100 | 2,500 | 75 | 2,500 | 50 |
| 19.5 Extra Personal Accident | 10,000 | Nil | 10,000 | Nil | 25,000 | Nil | 35,000 | Nil |
| 19.6 Extra Baggage Delay (Emergency purchases after 12 hour delay) | 100 | Nil | 100 | Nil | 100 | Nil | 100 | Nil |
|
- after 24 hour delay up to |
500 |
Nil |
500 |
Nil |
500 |
Nil |
500 |
Nil |
If you need to travel abroad for business purposes multiple times in a year, our Business Plus Travel Insurance option is also available to add to an Annual Multi-Trip policy. So, should you be looking for a single trip business travel insurance or cover for frequent business travel, you can find it here all in one place.
Business Plus Insurance Option Explained
The sections of “business plus insurance” are explained in more detail below. However, you should always refer to the policy wording for full business travel insurance business plus insurance terms, conditions and exclusions.
Business Equipment
This section covers your business equipment against loss, damage, theft, or destruction, offering you up to £1,000 total for the value of the equipment or necessary repair whilst abroad.
This means you don’t need to worry about hefty repairs or replacement costs should something happen to your business equipment during a trip.
Business Equipment Hire/ Delay
Similarly, if your business equipment is lost, stolen, damaged, destroyed, misdirected or delayed in transit for more than 12 hours during a trip, we can cover you for the cost of equipment hire per 24 hours that you’re without it.
Business Money
You are also covered for the loss or theft of business money during your trip, up to £1,000, so you don’t need to stress about carrying big quantities of business money with you if necessary.
Staff Replacement Costs
You are also covered for up to £2,500 for necessary additional return travel and accommodation for the purpose of completing business left unfinished due to your own medical repatriation, or the death or injury of a relative or business associate at home.
Extra Personal Accident
We offer up to an additional £35,000 extra personal accident cover under this policy option. For example, in case you suffer an accident where you lose a limb or suffer a Permanent Total Disablement while on a business trip.
Extra Baggage Delay
We also extend our baggage delay amounts for you to buy essential business items in the event of your baggage being delayed on your outward journey for more than 12 hours.
How do I Get a Quote for Travel Insurance Business Plus Cover?
It is quick and easy to get a quote for Travel Insurance with the Business Plus Insurance cover option. Simply click the get a quote button on our Travel Insurance page then select the Business Plus Insurance cover option on the 'Your Details' page to add it to your Voyager Plus Travel Insurance policy.
